100 percent Remortgages

Remortgage types - Fresh Start (...) >> 100 percent Remortgages

Currently there are no mortgage lenders in the UK offering 100% remortgages.

All 100%+ products were withdrawn from the UK market at the beginning of 2008, as mortgage providers struggled to raise finance for these products due to tightening lending criteria; the "credit crunch".

Mortgage lenders may well re-enter this market, but only once the confidence in the financial markets returns. Up till then remortgages are only likely to be available up to 90-95% and lenders are will be looking for prospective purchasers to have a 5-10% deposit available.

Is a 100% remortgage right for you?

100% remortgages can help you free up cash for other purchase or investments. However, 100% remortgages won’t suit everyone. You may not want to take out such a high mortgage sum, or you may be looking for ways to reduce your monthly fees.

Other types of remortgage...

Poor/bad credit remortgages - Even if you have a bad credit record, we can find a deal for you
Student remortgages - Avoid high rental fees
Divorce remortgages - Refinance after a divorce or separation
Self-certified remortgages - Another way to arrange a remortgage if you are unable or unwilling to prove income
125% remortgages - Borrow more than your house value and use the extra cash for investments, renovations, moving etc.
Debt consolidation remortgages - Help reduce financial pressures by consolidating your debts
Capital raising remortgages - Use a remortgage to raise capital