
Currently there are no mortgage lenders in the UK offering 125% remortgages.All 100%+ products were withdrawn from the UK market at the beginning of 2008, as mortgage providers struggled to raise finance for these products due to tightening lending criteria; the "credit crunch".
Mortgage lenders may well re-enter this market, but only once the confidence in the financial markets returns. Up till then remortgages are only likely to be available up to 90-95% and lenders are will be looking for prospective purchasers to have a 5-10% deposit available.

With this type of deal you can release funds for any reasonable purpose by borrowing 25% more than the value of your property. You can use the cash for anything from home decoration to taking the family on a holiday adventure! By remortgaging you may also be able to find more favourable rates, terms and conditions. However, as with any loan or mortgage it’s important to make sure that you can afford the repayments. Use our calculator to work out how much you can borrow without going over your budget.

Simply type in your required amount and the repayment term, then press the calculate button. Our calculator will let you know what your monthly repayments will be. For an exact quote, call us on 0800 389 6345.
You may also want to find out more about our remortgage protection and insurance deals. These offers can ensure that your payments are made in the event of injury, sickness or redundancy. You can even find life assurance deals and building and contents insurance policies.
Use our 125% remortgage bad credit calculator with Fresh Start Finance
Phone now for an instant decision on a 125% remortgage - 0800 389 6345. Our friendly, experienced team are waiting to take your call!
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