Capital and interest remortgage - Fresh Start Finance

Remortgage types - Fresh Start (...) >> Capital and interest remortgage - Fresh Start Finance

With Fresh Start Finance, you’ll find it simple to locate a capital and interest remortgage to suit your personal financial circumstances. Capital and interest remortgages, also known as a repayment remortgages, are one of the most popular ways to repay a mortgage or remortgage. As one of the UK’s leading bad credit remortgage specialists, we’ll help find the best capital and interest remortgage deal for you.

Find capital and interest remortgages (repayment remortgages) with Fresh Start Finance

What is a capital and interest remortgage?

Essentially, a capital and interest remortgage is an agreement in which each monthly repayment covers the interest plus a percentage of the initial capital borrowed.

In most cases, the overall mortgage repayment period can span up to 25 years or more. But due to the way interest repayments work on capital and interest remortgages, the majority is paid off in the second half of the designated term.

The benefits of a repayment remortgage

A large number of homeowners opt for a capital and interest remortgage because, not only are they easy to understand, but they often result in the full repayment of your mortgage at the end of the loan term (assuming all payments are met in time).

Moreover, capital and interest remortgages are very flexible, allowing you to both increase your monthly repayments and even make one off-payments.

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