Flexible remortgage rates

Remortgage types - Fresh Start (...) >> Flexible remortgage rates

With a flexible remortgage you can take control of your finances and vary your monthly repayments. Fresh Start Finance can help you find the best flexible remortgage deal from the whole of the UK market. We keep our service simple and transparent - with no hidden fees. Even if you have a bad credit history (including CCJs, bankruptcy, arrears or defaults) we can help you arrange a flexible remortgage.

Apply for a flexible remortgage with Fresh Start Finance

What is a flexible rate remortgage?

As the name suggests, flexible remortgages give you flexibility when paying back your loan. Depending on the deal, you can choose how much you repay per month, take payment breaks or even borrow back overpayments.

Apply for a flexible remortgage with Fresh Start Finance

Is a flexible remortgage right for you?

Like all remortgage types, flexible deals have their pros and cons. Before you decide if it’s right for you, it’s worth considering the following points:

With most flexible remortgages you can make overpayments, or underpayments. This makes it a very popular choice for self-employed people, contractors and workers on a bonus scheme
You can often take payment holidays or even borrow back overpayments
To get the most benefit from your flexible mortgage you will need to make regular overpayments. This means you will pay less interest and paying off your mortgage faster
Most lenders will offer fixed, tracker and discount rate flexible remortgages.