
Work out how much you can afford to borrow and what your monthly repayments will be with our home improvement loan bad credit calculator. You can find the best deals with Fresh Start Finance. We scour the whole of the market for low APR secured deals for UK homeowners - even if you have a bad credit history (arrears, bankruptcy, CCJs or defaults). Call us now on 0800 389 6345 for an immediate decision. 
Whether you’re looking to convert your loft into a study, decorate the hallway, or even add a conservatory, a loan can help you finance your renovations and projects. The money is secured against your property, offering cheaper rates and long repayment terms. However, this means that if you don’t keep up your monthly payments your home could be at risk. Use the calculator to make sure that you only borrow what you can afford to repay.

Simply type in your required loan amount and press the calculate button. Our calculator will give you an idea of how much you will repay per month. For an exact quote, feel free to call us on 0800 389 6345.
At Fresh Start Finance, we realise that there are many different reasons why you may want to borrow money. We can offer fixed and variable secured deals with rates starting for 6.7% APR, as well as the option to pay nothing for the first 5 months. You may even want to consider remortgaging your house to raise capital for other reasonable purposes.
Call us now on 0800 389 6345 for more advice and for an instant decision. Our friendly, experienced team are waiting to take your call!
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Fresh Start Finance announce the launch of a new site to help customers obtain a secured loan, (...)
