
You can find the lowest life cover bad credit rates with Fresh Start Finance. We search the whole of the market for the best deals for you – even if you have a bad credit history (arrears, bankruptcy, CCJs or defaults). We don’t charge any surprise fees or commissions – our service is totally transparent and easy to use. Call us now on 0800 389 6345 for an immediate quote on a great value life cover rate. 
There are two main types of life cover (decreasing and term life insurance), but both have the same basic purpose – to pay off your mortgage in the event of your death. This protects your partner or loved ones from having to pay off the mortgage themselves. You can work out how much life cover will cost you using our calculator tool. It’s also important to understand the difference between the two types:
Term life insurance - this life cover policy insures the holder for an agreed period. It only pays out if you die during the cover term.
Decreasing life assurance – this is another form of life cover that lasts until you have paid off your mortgage, or until you die. The amount payable decreases over time because your mortgage sum decreases.

Rates vary from lender to lender, but you can guarantee to find the best offer to suit your circumstances with Fresh Start Finance. There are also several other types of remortgage protection that you may want to consider, including:
Accident, sickness, unemployment cover
Buildings and contents insurance
Apply for a low life cover rate with Fresh Start Finance
Phone 0800 389 6345 for an immediate no-obligation quote. Our team is on hand to answer any questions that you may have and help find the deal that meets your needs.
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