Fresh Start Finance scours the whole of the UK market for the best self certified remortgage bad credit deals. Our service is easy to use and we won’t charge you any hidden fees or commissions. No matter what your circumstances, we can find the right self certified remortgage deal for you – even if you have a bad credit history (for example CCJs, arrears, defaults or bankruptcy). Call us on 0800 389 6345 for more information and for an immediate decision. There are many reasons why you might not be able to prove your income. You might be recently self employed, work overseas, work as an unsalaried director or get paid through a bonus or commission scheme. Self certified remortgages allow you to declare what your current or projected income is without documents such as bank statements. All you have to do is sign a declaration agreeing that you can afford the loan repayments.
Rates vary widely from lender to lender, buy you can be sure of finding the best deals with Fresh Start Finance. Before you make your decision about this type of offer, you may want to consider the following points:
Bank statements and payslips are not required to be approved
You can arrange a self certification deal at any interest rate type that you would find with a normal mortgages, including fixed, capped, discount and tracker
Ideal for part-time employees, workers on a bonus-reliant income, contractors, freelancers and people who receive much of their income from shares and investments
If your current income doesn’t reflect what you expect to earn in the near future, you can self-certify to take that into account
Because of the extra risk involved, self certification often charges higher interest than other types of remortgage
Usually requires a larger deposit than comparative mortgages (the higher the deposit, the better the interest rates)
Apply for a self certified remortgage bad credit deal with Fresh Start Finance
Phone now for an instant decision on 0800 389 6345. Our team is ready to answer any questions that you may have and help you find the best option to suit your circumstances.
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