Self employed Loans

Secured Loans >> Self employed Loans

If you are a UK homeowner, Fresh Start Finance can help you find a self-employed loan, no matter what your credit history. More and more people are turning to freelancing and self-employment as an attractive way to earn money and work for themselves. Because income can vary and payments can be irregular, it’s often hard to arrange an unsecured loan. However, with a whole of market choice, Fresh Start Finance can find a low APR secured self employed loan for you.

Apply for a low APR self employed loan with Fresh Start Finance

What is a self employed loan?

You are considered self-employed if you run a business as a sole proprietor or in a partnership, or if you are a consultant or freelance contractor. Whereas this used to be relatively uncommon, these days it’s a popular choice as more people are attracted by the freedom and potential rewards of self employment. Consequently, many lenders offer self employed loans if you are able to supply accounts and proof of income, or secured self employed loans if you are unable to prove income. Fresh Start Finance can find the best rates from lenders happy to loan money to self employed workers.

You may also want to consider a self-certification loan, allowing you to state your income without associated documents. Many self employed people opt for a flexible rate loan, which allows you to repay more or less depending on how much you are paid in a given period.

Self employed loan protection

You may also want to take a look at some of the methods of mortgage and loan protection that insure you from illness, accident and other situations where you wouldn’t be able to pay back your loan or your mortgage. Self employed people have slight more restrictions on which forms of cover they can take out, as they are unlikely to be covered for unemployment unless they stop trading. Other types of loan include:

Debt consolidation
Home improvement loans
Capital raising
New car
Holiday home
New conservatory loans
School fees
Holiday loans
Plastic surgery
Business
DIY loans
No proof of income
Poor credit loan / No credit history loan