Term life insurance

Remortgage Protection >> Term life insurance

Term life insurance can give you the peace of mind of knowing that in the event of your death, your mortgage payments will not be passed on to your loved ones. With most remortgage deals you won’t receive life insurance or mortgage protection automatically. Taking out a separate term life insurance deal can save you money. Fresh Start Finance searches the whole of the UK market to find the best deal for you. Our service is completely transparent and easy to understand - we won’t charge you any surprise fees or commissions. Even if you have a bad credit history (including CCJs, bankruptcy, arrears or defaults) we can help you arrange a great rate for term life insurance.

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What is term life insurance?

Term life insurance is a type of mortgage protection policy that covers the holder for a set period of time. If you die during the cover term, then the agreed sum is paid out. It’s up to you how long you want the cover for, and the amount payable remains the same for the duration of the term. You may also want to think about remortgage life assurance (or decreasing life assurance). This is another form of remortgage protection that ensures your mortgage will be paid off in full if you die.

Is term life insurance right for you?

It’s usually advisable to consider life insurance or some kind of mortgage protection (sickness, unemployment or accident cover etc.) - particularly if you have dependants. If possible, arrange a policy with fixed premiums so that your monthly payments won’t change. We can also help you set up a joint policy for couples. Your policy will also be based on age, financial circumstances and overall health. With a whole of market choice, we can help find the very best deals.